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Written by Henry Johnson
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Tankless water heaters offer efficiency, savingsTankless water heaters are growing in popularity among homeowners and builders because they save space, are energy efficient and can result in reduced power bills.
Tankless water heaters differ from traditional storage water heaters because tankless heaters only provide hot water as needed. Traditional heaters are less energy efficient, in that they are constantly switching on and off to maintain the temperature of water in the tank within about 10 degrees of your thermostat setting. Tankless water heaters produce hot water when needed to the set point temperature plus or minus 2 degrees. Because water heating eats up about 12 percent of the average home energy bill, a tankless water heater have much to contribute in terms of efficiency. |
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School loan consolidation |
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Written by Henry Johnson
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As an increasing number of students are leaving college for the work force saddled with large amounts of student loan debt, consolidation loans are an increasingly popular way for students to reduce monthly payments and lump their outstanding loans into a single, manageable debt.
According to FinAid.org, close to 66 percent of the students graduating from college in 2009, or about 1.8 million students, have taken out student loans to fund steadily increasing tuition and room and board costs. The average debt of a graduating senior is close to $23,000. |
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Written by Henry Johnson
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Purchasing an online car insurance is becoming an increasingly popular option for savvy consumers looking for convenience and economy when buying coverage for their automobiles.
In the past, most customers purchased automobile insurance through local agents. These business arrangements were largely built on personal relationships built between the agent and the insured, and the insured often purchased other coverage such as home and life policies from that insurer. Recently, consumers are increasingly turning to the World Wide Web to simplify a wide variety of life tasks such as banking, paying bills, and even Christmas shopping. The Internet age has made the world smaller and more mercenary, and more customers today are shopping online for policies, eschewing brick and mortar local agencies for the convenience of shopping and comparing rates online.
According to a study done by J.D. Power and Associates last year, about one-fifth of new customer insurance sales were processed entirely on the Internet. This trend is expected to increase as Internet access becomes nigh ubiquitous
in the near future and customers increasingly see the ease and availability of purchasing auto insurance online. |
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